Portfolio solutions

We recognise that choosing how to invest your money can seem daunting. To help in the task of aligning an appropriately constructed investment solution with your individual needs, objectives and risk profile, we have created a selection of ready-made solutions.

Growth Portfolios - Growth Portfolios are designed to help you build up the value of your wealth with the aim of achieving capital growth over the medium to long term. They could be a good idea if, for example, you’re investing for retirement or saving to pay future tuition fees. There are five Growth Portfolios, with differing levels of risk. 

Polaris - The Polaris range is designed if you’re looking to grow your investments over time. There are four fund of funds solutions which aim to maximise returns at each level of risk. These are likely to fluctuate in value. Each of the four solutions is structured as a fund of funds, meaning it invests in other funds rather than directly in equities and bonds. Polaris invests primarily in SJP funds but can also invest in funds from other providers. Units are bought in the overarching Polaris solution rather than the underlying funds themselves.

InRetirement - The St. James's Place InRetirement range has been specifically designed to meet the needs of clients in retirement – from prioritising a safe and secure income, through to helping manage the trade-off between a safety-first approach and one looking to maximise the value of an inheritance. Your Partner will help you select the right one for your needs.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Need more information?

For more information, about our Growth and Income Portfolios or for a review of your existing investment plans, please get in touch.